Credit card is a very good thing in Singapore. It is quite a different thing from other countries. Like my friend in Malaysia, he told me they can only apply up to like two cards for “free”. Third card onwards, they need to pay. This is to limit people from over spend and in debt. But here no such thing and they give all sort of candy to make you apply. Anyway, if you use correctly, it will benefit you. So is all about self disciple. Which is my best card now? Actually I do not have one best card in any time as I use different card for different purpose. But one card I find it good now is Amex capital card. If you are capital mall members, this Amex will couple together to give you more benefits. One of the best deal they have now is they tie up with SPC. If you pump in bukit timah or Yishun, you can 18% upfront discount. Then Amex get you additional 11.1% rebate. Out of which 4.1% is in Capital mall points. Then once in a while, they have some interesting tie up with merchants like you use QR code payment in Hawker or coffee shop, give $1 rebate. Overall, this card I feel is good.
Is It Good?? 